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Our First Music Video – I’m Debt Free and I Know It

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Image by Rareclass

Recently there was a music video that took the parody world by storm – “I’m Sexy and I Know It.” This is the type of song I would never sing…unless I was being silly and dancing around the house like a freak of nature.  Not that I would ever do such a thing. *Cough* The song is really rather vulgar. And I would NOT recommend watching the video…unless you think Speedos are sexy. Pardon me while I go gag.

Anyway, there was a SMART girl who decided to make a video called “I’m Pregnant and I Know It.” If you haven’t seen this video yet, go watch it. It’s pretty funny. 😆  On You Tube you can be “ANYTHING and You Know It.”

My friend Tia, from Sweet T Photography, suggested that Barry and I make a video with the same song and call it, “I’m Debt Free and I Know It.”

As you might guess, this tickled me to pieces. We had SUCH FUN making this music video…and let me tell you, I got some WEIRD looks at the gas station – and a few times I was worried about getting mugged for my $20.

Barry is the voice you hear in the video – he sang it…and he’s pretty good if I say so myself. He put everything together and I wrote the lyrics.  So, enjoy.  😀

We’re debt free….and we KNOW IT.

*Those of you on mobile devices will need to find a computer to watch.  Because we used an official karaoke soundtrack, YouTube placed some restrictions on viewing the video on mobile phones or televisions. :(


*This post is linked at Simple Lives Thursday on GNOWFGLINS, at Proverbs 31 Thursday on Raising Mighty Arrows, at Frugal Days Sustainable Ways at Frugally Sustainable, at Frugal Tuesday Tip on Learning the Frugal Life, at Frugal Friday on Life as Mom, at Weekend Whatever on Your Thriving Family, and at Thrifty Thursday on My Coupon Teacher.

Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.

About Stacy

Stacy is the author of Crock On: A Semi-Whole Foods Slow Cooker Cookbook and Keep Crockin': A Poorganic Slow Cooker Cookbook, and a stay-at-home and homeschooling mom to her three children, Annie (June 2009), Andy (August 2012) and Eli (September 2014). After an “awakening” in March 2011, her family switched to a more natural, whole foods diet. She likes to blog about how to live on less than you make and how to eat good food while doing it. Her passion is teaching others how to save money and she tag teams with her husband in this endeavor. At Stacy Makes Cents you’ll find information on how to save money in the kitchen, how to have fun with your kids, and how to be thrifty in all areas of life. Her passion is teaching others how to live debt free. Make sure to follow her on Facebook, Youtube, Pinterest and more to keep up with her daily antics.

  • Becca C

    This is awesome, and I can’t believe you’re wearing pants!

    • Stacy

      I’ve had to address this a million times already. LOL I only have one maternity skirt. 😉

  • Heather Roberts

    Too cute! Love it!

    • Stacy

      Thanks Heather. :-) It was fun!

  • Tammy

    Congratulations!!! Great video!

    • Stacy

      Thanks Tammy! We had fun making it…..I’m glad y’all are enjoying it. :-)

  • Rachel H.

    Congrats!!! We are newly debt free too!!! No house payment is AWESOME!!!

    • Stacy

      You are so right!

  • Laura

    This was great! I love it! You guys are such an inspiration, keep it !

    • Stacy

      :-)Thank you, Laura!!!

  • Samantha

    Absolutely wonderful – congrats on being debt free, and congrats on a really cute video.

    • Stacy

      Thanks Samantha. :-) We had a lot of fun grooving!

  • Erin

    This is a hoot! You have to send it to Dave. I’m so proud of you all, my friend!!

    • Stacy

      I might…but that makes me nervous! LOL

      • Veronica

        Ohhh do it!!

        • Stacy


  • delloraine

    Outta tha ballpark girl! Thanks for the laugh; nicely done.

    • Stacy

      I’m pretty good for a laugh. :-) Thanks Delores!

  • Debra @ Sweet Kisses and Dirty Dishes

    This is awesome! Now I want to do one. 😀 Maybe I’m Mama and I Know It… or something.

    • Stacy

      That would ROCK! :-)

    • Tia Thomas

      Ohh, oh, I know!! The whole “but whyyyy???” thing…. “Cause I’m Mama and you know it!”

      • Stacy

        LOL Good one, Tia!!!

  • Shannon Bradley

    Love it, love it, love it! All three of you did a great job. 😉

    • Stacy

      :-) I’ll tell Annie.

  • Dawn

    That was probably the best music video I have ever seen! I can’t wait to make that call!!!

    • Stacy

      YEAH!!! And let me know when you do so I can rejoice with you!

  • sherried

    i was cracking up at this video. i prob wasn’t watching this at work. cough, cough my coworker kept asking what are you watching? why is that crazy lady at target? fyi, i defended you when all of this didn’t happen. love you stacy! annie is gonna be a star one day. :)

    • Stacy

      If you weren’t watching it at work then your name probably also isn’t Sherry….names have been changed to protect the innocent. 😉

  • Gail

    That was actually really good! You’re right, his voice was great and you were perfect – loved it!
    You oughtta send this to Dave Ramsey – he’ll get such a kick out of it and maybe put on his website or something!

    • Stacy

      LOL I might do that…if I work up the courage. :-) When I met him, I was star struck.

  • Kate @ Modern Alternative Mama

    Stacy…you are too funny. :) I shared it.

    • Stacy

      Thanks Kate! :-) My debt-hating sister!

  • Sydnea

    Can you unlock it to be watched on a mobile device?

    • Stacy

      Yes, I just did….I didn’t know I hadn’t done that. :-) Thanks!

    • Stacy

      You Tube says it won’t allow me to do this. :-(

  • Tk

    Could you make the video available on mobile please?

    • Stacy

      Oops! I forgot that. :-) It’s ready now!

    • Stacy

      You Tube says I cannot unlock it. :-(

  • Kim

    Too fun!

    • Stacy

      LOL Yeah, it was!

  • Tia Thomas

    That. Was. Awesome!!! I love it! I knew you guys could take that and run with it, you both did a great job, and WOW, I could NOT have been jumping up and down when I was pregnant, I was doing good to GET up and down!

    • Stacy

      I can’t believe I did it….I’m still in utter shock. :-) Thanks for the great idea!

  • Karina

    Awesome video!!! You guys look like you had a blast making the video!

    • Stacy

      LOL We got some really crazy looks, that’s for sure!

  • Virginia Thornton-Stoddard

    This is priceless! Positive vibes to the Myers family from Idaho :)

    • Stacy

      Thanks Virginia! :-) We’re having fun with it!

  • Debra

    That was so hilarious, thanks for making me laugh today!!! And you look like you had FUN doing it. You should send that into Dave Ramsey – He most certainly would publicize it!!!

    • Stacy

      LOL I’m not sure about that…he might run!

      • Cynthia

        Sorry, didn’t read first….I agree with Debra! You SHOULD send it to Dave Ramsey!!! Send it, Send it, Sent it!!!

        • Stacy

          Eventually I’ll cave under pressure. 😉

  • Tara H

    I love this! Just a couple days ago I found the link to your debt free scream (I’ve only known about your blog for 3 or 4 months). I was so encouraged by that. My husband and I have a lot of debt right now, but we are finally on the “road to recovery”!! We’re right in the middle of FPU and should be able to start out debt snowball in August!!
    I LOVE your blog (and Barry’s ebook It’s Not About Money) and am so excited to have a plan and a goal!!
    I’ve always told my husband that I want to go see Dave to do our debt free scream!
    Thanks for all the encouragement that you offer here. You have been a great blessing to me!

    • Stacy

      You HAVE to go!!!!!!!!!!! It’s so much fun, girl! :-)
      Having a plan is the first step…I’m a planner. Plans rock. :-) And let us know how we can help!!

  • Tracy

    THAT was hilarious!!!! My kids came out of their rooms to watch it and you know what they said? Hey mom, can we be debt free too? Someday soon….You know, if you need some extra cash for that new house, Barry could always hit the club circuit. Just sayin’…..

    • Stacy

      LOL Oh my gosh!!! That made me snort! :-)

  • Mariangela

    i love it !!!!!thank you for sharing :)

    • Stacy

      :-) Thank you for watching!!

  • Cynthia

    LOVE it!!!! Never would have known that was Barry’s voice, he did great! Love your cute preggo shirts. Love seeing Annie!

    You should enter this in a contest(no, I don’t know of a contest) you would win!!!

    Love you guys!!!

    • Stacy

      If you find a contest, you just let me know. :-)

  • Cheri

    That was awesome! So well done. Congrats to you guys, too. That’s such an accomplishment.

    • Stacy

      :-) Thank you, Cheri!

  • Kaitlyn

    This is awesome! Y’all did such a good job and this is so fitting I paid my car off in CASH yesterday !!! I thank God for people like for being a walking example of how you can be debt free. P.S. You have got to send this to Dave Ramsey he is going to absolutely love it !!!! Much love from Alabama

    • Stacy

      YESTERDAY?! Wooohooo!!!!!!!!!!!!!!!!!!!!!!!!! :-)

  • Gege

    Too funny! You are a genius!!! I’m sharing this on facebook!!!!

    • Stacy

      Thank you! I’m very honored. :-)

  • Leigh Ann @ Intentional By Grace

    Oh my word! That was so awesome, Stacy! And yes, Barry’s got it going on there. I didn’t know y’all were so talented! This is great. Congrats! :)

    • Stacy

      He’s a GREAT singer! :-) Thanks LeighAnn!

  • Suzanne Christian

    Whoo hoo!! Love this.. you guys look like you’re having a blast doing it and Barry is awesome! Loved it and am so proud of you! I vote for you to send it to Dave too!!

    • Stacy

      I’m getting lots of those votes. I’m too nervous so far to do it!

  • Bama Girl

    Oh my gosh! Stacey! Ya’ll are such ‘hoots’! The rhythm and beat, and his voice…!!! Great job!!! Cash is the only way to go!!! And to be debt free, wow!!! We’re ‘getting there’. We no longer have any car payments, yay! Our mortgage will be paid off in less than 14 years, yay! We do everything ourselves,…. yay? Love your video and thanks for sharing! Blessings from Bama!

    • Stacy

      Doesn’t your car drive so much better? :-)

      • Kelly

        “Doesn’t your car drive better” sounding just like Dave! My neighbor just bought a brand new Lexus, because the transmission or engine went out in his El Camino, and his Corvette “only holds socks and underwear.” He claimed days before buying the new car that he didn’t really want a payment, and next thing I know there’s a new Lexus in the driveway. He told me his lame excuse about the El Camino, and I told him what Dave says-that a car drives better with no payment behind it, but my neighbor apparently likes to impress people with his fancy cars and debt :-)
        Loved your video, and motivated me to stay on track with Dave and FPU!
        Thanks so much!
        PS I saw your video on FB on Frugal Sally’s page :-)

        • Stacy

          Frugally Sally is a sweetheart. :-) And yes, they DO drive better. And I also think that people are more impressed when you’re debt free…much more impressed than they are about your car payment. LOL

  • Sarah

    This is AWESOME!!! And totally made my day :-)

    • Stacy

      :-) Thanks, Sarah!

  • Anne @ Quick and Easy Cheap and Healthy

    Awesome! Good job, you guys!

    • Stacy

      :-) Barry is very talented. Thanks Anne!

  • Katy @ Purposely Frugal

    That is hilarious!! I can’t tell you how much that made my day!!! Thanks!

    • Stacy

      :-) Thanks for sharing it on Facebook, Katy!

  • Brandy

    Wow. That’s all.

    • Stacy

      Somehow, I expected this comment from you.

  • Claudia S

    Bravo! very inspiring and I am really enjoying your posts!

    • Stacy

      Thanks! I really enjoy writing them. :-)

  • Sydnea

    My dd2 and I watched this together and in her words (while she danced) “I like this, she’s funny!!!”

    • Stacy

      :-) You tell her I said, thank you very much!

  • Janise

    Oh my goodness! I love you guys more and more with every post. Y’all make my day!

    • Janise

      PS – We’ll be singing this too in just a matter of weeks. Scheduled to do our debt free scream from Dave’s offices on June 25! :)

      • Stacy

        AWESOME!!!!!!!! It’s so much fun there! :-) And the coffee counter rocks! Look for my name on the wall! :-) It’s about eye level.

    • Stacy

      :-) I’m flattered!

  • Rebecca

    This is great!! Thanks for the laugh today. I agree….send it to Dave!!! You guys are so fun!

    • Stacy

      I’m not sure I’m that bold. We’ll see. :-)

  • Veronica

    I LOLed 😀

    Good job!

    • Stacy

      Me too, girl! :-)

  • Heather

    Bwaaaahaaahaaa! :0)

    • Stacy

      :-) That made ME laugh!

  • Stephanie

    Love it!!! I was trying to laugh but my pregnancy hormones made me cry hahaha Wonderful video <3 it!!!!

    • Stacy

      Hey…my pregnancy hormones make me pee when I laugh. LOL

  • TracyDK

    I laughed so hard! *L* That was truly hilarious, I can’t wait to so it to the Mr. *LOL*

    • Stacy

      :-) I hope he enjoys it too! Thanks Tracy!!!

  • Roxy


    That was terrific. I loved it.

    Recently you did a post on it was enough to “do your best” and I commented to you that day that your message came just at the right time because our house was on the market (notice I said “was”) and I was busy with my editing job at home and hardly had time to try and keep the house in “show view,” and that people were coming to look at the house that afternoon.

    They did. They bought! The Lord did so many miracles in the sale; it was amazing. Now we’ll be spending the summer in an apartment (here in Montana), while we build our pole building house on the same land with our family, including four granddaughters in Idaho – with CASH! The mortgage was the last debt to go.

    Thanks for all you do. Even though I’m busy (as most everyone is), I always read your posts.

    Love from
    Roxy in Montana (soon to be Idaho)

    • Stacy

      Roxy, that is AWESOME!!!!!!!! I’m so happy for you! Thanks for telling me. :-) I remember your comment.

  • Jami Leigh

    SO cute Stacy!!! I love it!!! Lol yes, send it to Dave! He would love it!! 😉

    • Stacy

      Haven’t done it yet. LOL Thanks Jami!!

  • Rachel @ day2day joys

    Stacy, that is funny! You did your role so well, I would have been embarrassed since I’m not much of an actor, lol! LOVE it!

    • Stacy

      LOL I got some funny looks. :-)

  • Jamie

    Hysterical! You are too cute for words.

    • Stacy

      LOL Thank you.

  • Dawn

    This video is great! My first time here and I would love to be debt free! Actually, that IS my top goal this year and I’m failing at it ;-(

    • Stacy

      Dawn, let us know how we can help. You can download Barry’s budget eBook for free by signing up for my emails….

  • Patty Eller

    You guys totally rock….I enjoy your posts more every day and this one was soooo funny!!!!!

    • Stacy

      :-) Well, I’m glad. I was a bit worried everyone would think we were nutso. LOL

  • Kellie S

    Love this!!

    • Stacy

      Thanks Kellie!

  • Kasi

    Oh my, you guys are too hilarious! 😀
    My 18 month old daughter came over to my desk and is dancing to your song, love it! ^.^

    • Stacy

      I’m very honored! :-) I love it when kids dance!

  • Kristine A

    Loved it!!! We can’t wait until we can sing it too!!

    • Stacy

      I’ll sing with you!

  • Misty

    That’s MY BROTHER?!?!?!? Wow. I can’t believe it! Stacy—you get 2 thumbs up for bravery in public places. I never could have done that with a strait face,but you totallly pulled it off! After medical and house maybe we can sing along. :)

    • Stacy

      Yes, that’s your brother. :-) Isn’t he awesome?!

  • Cathy

    Stacy, I love your posts, and your sense of humor! Really enjoyed the video. We should be debt-free early next week when we sign the papers to sell our house. Very emotional–but we are soooo looking forward to being debt-free again! Hey, who knows, maybe we will make our own version of your video? Ummm, actually, no, I’m not that brave—-but I am sure we will be doing some screaming and dancing around! Thanks again for taking the time to share a bit of yourself with the world via your blog. You never fail to put a smile on my face!

    • Stacy

      :-) Thank you, Cathy! Congratulations on your new life!!! You’ll love it. And I don’t really consider myself brave – just crazy. Ha!

  • Becky

    this video was awesome!! my kids loved it… lol!

    • Stacy

      Kids can be a rough crowd, so I’m honored! :-)

  • Charla Nira

    That is HILARIOUS!!! Sharing that on Facebook right now!!! I read every post you write since I found your blog, you are a constant inspiration and never fail to put me back on track by reminding of my health and financial goals for my family. THANK YOU for that!

    • Stacy

      Thank you for sharing! :-) We hope it gets lots of laughs….it sure did while we were making it!

  • Cindy

    I’m so glad you linked this up! Once again, I almost missed a video because I check my feeds in the mornings and don’t want to wake up the kids with the noise. So funny! <3 you!

    • Stacy

      Funny…..or crazy. Yes. Both. 😉

  • Nikki @ Christian Mommy Blogger

    Wow….You’re a rockstar and you know it! That made my Saturday night :)

    • Stacy

      This is the first time in my life that anyone has called me a rock star. I gotta tell my sister!

  • Nal

    Nice job!! lol very creative nothing as good as having financial freedom :)
    you sexy, debt free and you know it!!you go gal. Thank you for inspiration and entertainment. Hopefully one day we shall be singing this song. Now let me go sing the grand old duke of york so i can get the i’m sexy and i know it off my head {scream}since i can’t sing i’m debt free yet lol blessings to you and yours.

    • Stacy

      Sure, go ahead and sing it! :-) It’s a motivational song.

  • Danielle

    You’re a hoot! I really enjoyed that! :)

    • Stacy

      LOL I’m glad! :-)

  • Nicole

    Before seeing the end I thought “You’ve got to contact Dave Ramsey with that video!” Haha- what an amazing vido, great job. And good job being debt free!

    Working Kansas Homemaker (.com)

    • Stacy

      I did finally send it to him. But I imagine he gets so much email that he’ll never see it. :-) Thanks Nicole!

  • Jaime @ Queen of the Creek

    Stacy – what a CUTE video!!! I didn’t know what to expect, but I couldn’t help but smile through the whole thing. You and Barry (and Annie) are sooo cute!! We did TMMO and paid everything off, which allowed us to purchase our house back in 2010 (first home, 15 years into our marriage with three kids). We’ve gotten a little bit back in debt, plus the house… but we are dusting off our FPU stuff and getting gazelle again! Found your blog, somehow – and feel very inspired! Thanks for sharing!!

    • Stacy

      Cheeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeetaaaaaaaaaaaaaaaaahhhhh!!! :-) You run from that cheetah girl. And if you need any push, you give me a holler. :-)

  • Leah Johnson

    You and your family are SO cute! I really enjoyed watching this…I just found your blog, and you’ve really inspired me!

    • Stacy

      :-) Thanks….that’s a very nice compliment.

  • Brit

    OH. MY. GOSH! I LOVE IT!!!!

    THIS is so how i’m going to announce my freedom from debt. No words. Just this and facebook :)

    Great job!!

    • Stacy

      LOL You’ll have a total blast!

  • Cynthia

    Hi Stacy 😉

    I’ve recently discovered your website/blog etc. and I’ve been so inspired by you. My husband and I are working towards getting debt free ourselves! I can’t wait until we can say “WE USE CASH!” We’ve actually been on the right track as far as credit cards go, we haven’t had a credit card in over 5 years. But we still have debt. Some unemployment and taking new jobs/paycuts have hurt us but we’re getting there. Two years ago was rough for us, we both lost our jobs, forced to take lower paying jobs. But I started couponing and we’ve saved so much. We used to spend 400$ or more in groceries each month but I’ve shaved that down to under $150 a month, sometimes less!!! We also lost our home to foreclosure and filed bankruptcy. But we have vowed this year and the years to come are going to be different. We’re saving $$$ in our savings account and lots of it for the first time! Thank you for being such an inspiration. Right now I’m focusing on paying our car off, taking those savings from groceries and applying it to the car to get it paid off!!! And the next house we buy we’ll be buying it with CASH! No financing for us!!! I look forward to the day I can sing along with you, I’m Debt Free and I Know it!!

    • Stacy

      Girl – you’re kickin’ it!!! :-)

  • Paula

    LOVE it!!!!! Great job – and Barry has a great voice! I’m going to see/hear Dave Ramsey tonight in Knoxville!

    • Stacy

      WOW! You will have a fabulous time!!! I’m jealous!

  • Peggy

    Stacy, That video is just precious. You and your family brings such joy and knowledge to so many people. Thank you for sharing. Being debt free truly makes ones life so much better.

    • Stacy

      I love you, Peggy!!!

  • theresa gianna

    love it!

    • Stacy


  • Elaine

    Oh my gosh, I love this video! With Dave Ramsey’s system, we have eliminated half our debt and should be debt-free in the next two years. When that happens, I’m totally celebrating by dancing to this video! LOL You should send this to Dave!

    • Stacy

      We did. :-) No response.

  • Stacy

    You can do it! Holla!