What We REALLY Want for Mother’s Day

What We REALLY Want for Mother’s Day

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Okay, I know that Mother’s Day is a while off…but I like to be prepared. And honestly, you need to prep for Mother’s Day in advance…if you wait till the last minute, she’ll know it (I’M TALKING TO YOU, HUSBAND). Know who else will know it? Mass retailers that feed on last minute husbands, that’s who. You and every other man in the county will be fighting over the last Hallmark card, so take my advice and get this done now and keep your limbs.

Now, let’s get something out of the way right now before I get bashed by a bunch of angry women – I don’t think women need gifts on Mother’s Day. I know, big shocker. Mass marketing would have you believe we all want a big diamond, a gold necklace, or 2 dozen roses marked up about 500%. I do not fall in that list, and I would have to say that from getting to know a lot of you, you are probably in the same camp as me.Continue reading


Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.

What to Do When You and Your Spouse Don’t Agree About Money

What to Do When You and Your Spouse Don’t Agree About Money

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Hello everyone! This is Sonja Sarr again, from Practical Stewardship thankful to be guest posting here on Stacy’s blog.

A few years ago it was apparent that it was time for the Sarrs to get a new-to-us family car. We bought our little white 1994 Toyota Tercel for $5000 cash in 1999 when we got married. We paid cash $4950 for our used Volkswagon Passat Wagon in 2006. By the time 2009 rolled around we had our third child. Before having our little guy, I made sure three car seats would fit in the back seat. We made it work, but it was anything but ideal.

What Do You Do When You and Your Spouse Don’t Agree About Money?

Thrifty Thinking

By the time 2010 rolled around the car was falling apart little piece by little piece. We weren’t really excited about all of the little plastic parts disintegrating: the head rest, the glove box (several times-we ended up holding it in place with part of a plastic coat hanger), the locks, side mirrors, and just about anything else on the car’s interior that was made of plastic. To make it even more interesting, Jonathan (also affectionately known as JSarr) was virtually certain the engine was built around the alternator. Very strange. It was really strange, actually. It was time to get a new-to-us car.

We had already paid off JSarr’s $38,000 college debt,Continue reading


Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.

How to Be Debt Free in 2014

How to Be Debt Free in 2014

Disclosure: Some content includes links to sponsors or affiliates, which give me a small percentage of the sale. You are not obligated to use these links when you make a purchase, but when you do so it helps to support this site, so thank you!

Guest post by Shannon Brown of GrowingSlower.

It was early early 2013, a new year, and a time for resolutions and starting over. I opened one of my favorite blogs, Keeper of the Home, and happened upon Stacy’s guest post entitled, “How to Be Debt Free in 2013.”  What an intriguing title. Curious, I couldn’t help but read on.

Debt free. It’s one of those big life-changing projects that inspire us, right up there with, “Save 98% on Groceries with Extreme Couponing,” “Potty Train your Toddler in One Weekend,” and “31 Days to Take the Jiggle Out of Your Wiggle.” They’re extreme, they’re exciting, and when you really look at what’s involved, a little overwhelming.
Debt free in 2013, yeah right, I thought: Does she have any idea how much debt we have and how small our income is? At the time I read it, I had absolutely no hope that our family would be debt free within a decade, let alone a year. Why even try?
But Stacy’s post stuck in my head all year long, and in September we started our journey to becoming debt free! Three months later, we had paid off the first three loans in our debt snowball, and we were more inspired than ever to tackle the last remaining big ‘ol grandaddy loan.
It was time to get serious. We cut the grocery budget in half. We made plans to pay cash for a much older car when our expensive lease ended. I worked at nap time and after the kids were in bed growing my blog, marketing my book, and doing freelance work in my “real” career field of architecture. We made a list of every possible way to save money and did them, even doing a No Spend Month Challenge in January.
We initially were on track to be out of debt within 20 months (which was amazing to me in itself), but God has blessed our efforts and it now looks like it will take only take a total of 10 months or less. When we’re done, we’ll have paid off over $22,000 in student loan debt on a household income that (at the time we started) fit under the government’s low-income category for a family of four.
Faster than I can possibly believe, our family has cut almost 5 years off our debt repayment, and we’re very much looking forward to enjoying debt freedom in 2014! If we would have started this amazing journey when I first read Stacy’s article, we really could have been debt free in 2013.
If you’re like I was, in disbelief that becoming debt free could be a real possibility for your family, let me challenge you. Even if you start by putting only an extra $50 per month toward your debt, just get started! Every little bit gets you one step closer to financial freedom.

So how about it? “Debt Free in 2014″ has a nice ring to it doesn’t it?!


Shannon Brown writes about frugal and simple living at GrowingSlower blog and in her Real Mom’s Guide series of books. Shannon and her husband live in eastern Washington and are parents to an energetic little boy and a peaceful baby girl.

Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.

25 Things I Buy At the Dollar Store

25 Things I Buy At the Dollar Store

Disclosure: Some content includes links to sponsors or affiliates, which give me a small percentage of the sale. You are not obligated to use these links when you make a purchase, but when you do so it helps to support this site, so thank you!

I used to be embarrassed to shop at the dollar store. I thought it was for old folks and people who just hadn’t gotten the great news about Target yet.

I’ve changed my tune, however, and today I’m sharing 25 items I love to swipe up at the Dollar Store. Before I get started, a few disclaimers:

  1. Don’t go hog-wild and buy everything at the Dollar Store, just because it’s “a dollar.” I learned this lesson during my coupon days, too. Ooo, bubble gum scented air fresheners are only $.34 cents a can! I’ll take them all! Even though “$1.00″ sounds good, it’s still pricey for some items, so just use your head, and don’t buy things you don’t need or use.
  2. Not all Dollar Stores are created equal. In my region, I like the Family Dollar and the Dollar Tree. But there are some dollar stores that oughta be ashamed of themselves. Cluttered, messy shelves, half-made, chincy items…So judge your own store for yourself.
  3. I’m not saying that these buys are the lowest deal you’ll ever, ever find in your whole life. If you are a super-shopper, a clearance-aisle master, an expert Amazoner like Stacy, you may have better deals for some of these things. I’ve never been a professional shopper who has my pulse on when nail clippers are on clearance for the lowest price of the season. I have two kids, I’m pregnant, I run a blog, I manage my son’s allergies, and I homeschool.

Shopping just isn’t my side job.Continue reading


Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.

32+ Work From Home Companies

32+ Work From Home Companies

Disclosure: Some content includes links to sponsors or affiliates, which give me a small percentage of the sale. You are not obligated to use these links when you make a purchase, but when you do so it helps to support this site, so thank you!

After talking with several of you, it became apparent to me that a resource listing work from home companies was a NEED. So many of you want to stay home with your kids, but don’t feel as though you can. If you could find some work to do during nap-time or at night after they were sleeping, you would feel much more secure. First, we must remember that our only security lies in Jesus (sorry for the cliché sermon, but it’s true). Second, we need to get up off our keisters and TRY.  Almost no one got a job by sitting on their tushy. It’s tough love around here, folks!

First off, I have not applied or worked for any of these businesses. I did some research online to create this list – everything I have listed below came from reputable websites like Christian Personal Finance and All You magazine. I did not list anything I found at The Enquirer or Iwillscamyou.com.Continue reading


Comment Policy: I love hearing your thoughts and input on what I write. Since I write about what works at my house, what pleases my handsome hubby and darling children; I'm sure we'll disagree sometimes. In those cases, do what's right for you and yours. As with any form of communication, please only post comments that move the discussion in a positive direction.